Who we are:
Through a partnership-based approach, Coterie helps insurance professionals unlock untapped revenue in the small commercial space. With an innovative quoting platform that delivers accurate pricing and bindable quotes in less than one minute, Coterie makes small business insurance effortless.  

We are on a mission to build and foster a world-class team to bring speed, simplicity, and service to commercial insurance. We value integrity, humility, passion, and intelligence. If you want to push yourself and reshape a $200B+ market, we’re excited to talk to you!

What will the Actuarial Manager do?

We’re continuing to expand our Actuarial department to support Coterie’s rapid growth and evolving business needs. This is an exciting opportunity to help shape the next phase of actuarial sophistication within a fast-growing insurtech where data-driven insights and collaboration drive decision-making.

As an Actuarial Manager, you will be instrumental in growing Coterie’s actuarial department. You’ll lead actuarial initiatives across pricing, reserving, and forecasting, while partnering closely with the Portfolio Underwriting team to drive profitable growth and identify opportunities for improvement across our book of business. This role is ideal for a proactive, strategic thinker who thrives in an entrepreneurial environment. You’ll have the autonomy to define processes, introduce best practices, and drive innovation – balancing hands-on analysis with long-term leadership and vision.

•  Work closely with the VP of Portfolio Underwriting to shape the overall strategy and lead the execution for pricing, reserving, and performance analytics, leading actuarial initiatives that align with Coterie’s business goals.
• Expand and scale a high-performing actuarial team over time, fostering a collaborative and innovative culture.
• Partner with Portfolio Underwriting to analyze portfolio performance, identify profitability drivers, and implement data-informed actions to improve results.
• Develop and refine pricing models that leverage modern actuarial techniques, predictive analytics, and automation.
• Conduct reserving analyses, loss development studies, and profitability reviews across multiple small commercial lines.
• Support the rate filing process, ensuring actuarial documentation aligns with regulatory standards.
• Translate technical results into clear, actionable insights for business leaders and stakeholders.
• Leverage data and automation tools to enhance actuarial efficiency and accuracy.
• Adapt to changing priorities and take initiative in a fast-paced environment with evolving goals.
• Assist with Reinsurance and Capacity Monitoring as needed.
• Serve as a thought partner across Insurance, Growth, and Finance departments to support strategic decision-making.
• Collaborate with the Data & Analytics team to refine underwriting models, improve risk segmentation, and enhance pricing accuracy.

What we are looking for:  

• Bachelor’s degree in actuarial science, Mathematics, Statistics, or a related quantitative field.
• Associate – Casualty Actuarial Society (ACAS) or Fellow – Casualty Actuarial Society (FCAS).
• 6+ years of actuarial experience, including 3+ years of small commercial lines pricing experience.
• 2+ years in a leadership or mentorship role.
• Proficiency in Excel, PowerBI, and SQL.
• Excellent communication and leadership skills, with the ability to influence executive stakeholders.
• A proactive, adaptable, and entrepreneurial mindset; thrives in ambiguity and takes ownership without waiting for full direction.

What will make you stand out:

• Familiarity with Azure, Databricks, Python, or R.
• Extensive knowledge of pricing E&S (Excess & Surplus) business.
• Predictive modeling (e.g., GLMs or machine learning applications in pricing or risk selection) experience.
• Experience expanding and scaling actuarial processes or departments.
• Experience working in a tech-enabled or data-driven insurance environment.

Our interview process:

Our hiring process generally consists of 4 phases. The goal is to provide an opportunity for us to learn more about our candidates while allowing them to get to know us as well!

• Phase 1: Qualified candidates will first meet with a member of our People Operations team for a phone interview.  This discussion is a high-level conversation to understand more about your background and interests and for us to share more about Coterie and the position.
• Phase 2: Selected candidates will be invited to meet with our Hiring Manager for a 2nd interview via Teams video. This interview is designed to be more detail oriented and allows you to learn more about the role and expected to be 30 minutes in length.
• Phase 3: Top candidates will be invited to participate in an experiential exercise interview. This will include a project provided in advance along with a 1-hour interview conducted with our hiring manager and potentially additional selected team members.
• Phase 4: Final candidates will receive an invite to our final interview series. This series will include 1:1 interviews with additional team members. The final series is roughly 1-2 hours in total.

What's in it for you:

Coterie has excellent benefits for all full-time employees. We offer the following:

• 100% remote
• Health insurance through Aetna (we pay 100% of premiums)
• Dental and vision insurance through Guardian (we pay 100% of premiums)
• Basic life insurance (we pay 100% of premiums)
• Access to flexible spending account (FSA) or health savings account (HSA) (for those using HSA eligible plans)
• 401K plan (up 4% match with immediate vest). Must be 21 years of age or older to participate
• Flexible PTO policy offering up to 3 weeks of time off to support onboarding and integration during the first twelve months of employment. After the first year of employment and effective as of the anniversary date, eligibility transitions to up to 4 to 5 weeks of time off annually to recharge and sustain long-term success.
• 12 company-paid holidays each year
• Continuing education annual stipend
• Annual salary estimated between $155,000-$180,000 based on national data. Candidates who meet all the minimum requirements and possess additional relevant experience, as outlined in the job description, may be considered for a salary above the midpoint of the above range. Salary is based on internal equity; internal salary ranges; market data/ranges; applicant’s skills; prior relevant experience; degrees or certifications, etc. 

Work Authorization:
At this time, Coterie Insurance is unable to consider candidates who require current or future visa sponsorship. Applicants must have authorization to work in the United States without the need for sponsorship now or in the future. Falsification of an application, including work authorization status, is immediate grounds for dismissal from consideration.