Why choose Palomar?

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.

Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.

Want to learn more about our exciting journey? https://ir.plmr.com/corporate-profile/default.aspx

We are Hiring!

Software Engineer (Crop)

Location: Remote

The Details:

We're looking for a Software Engineer to take ownership of the systems that power our crop insurance claims platform. You'll design, develop, and maintain features used daily by claims adjusters, underwriters, and operations staff — translating complex insurance policies and regulatory requirements into reliable, well-tested code.

What sets this role apart is its focus on MPCI and private product claims, which operate within a detailed and frequently updated regulatory environment. The ideal candidate brings real domain knowledge: how claims are processed end to end, the roles of PASS and NCIS, why data and calculation errors carry serious downstream consequences, and how to trace operational issues back to their root in policy, data, or logic. That expertise means you can work independently, move fast, and build precise solutions — without needing to ramp up on industry fundamentals.

What will you do:

• Develop the claims platform. Build and maintain full-stack features for our claims processing platform using Node.js, TypeScript, Vue.js, HTML, and CSS — covering everything from back-end business logic and API design to the front-end interfaces that claims teams use day to day. 

• Translate regulatory requirements into code. Read and interpret government publications, FCIC/RMA handbooks, Loss Adjustment Manuals, and third-party procedural documentation. Translate that material into accurate technical requirements, data models, and application logic — and use it to validate or debug existing behavior. 

• Investigate and resolve PASS and NCIS errors. When PASS errors or NCIS discrepancies surface in production, investigate the transaction, identify the root cause — data, integration, logic, or a misapplied regulatory rule — and implement a tested fix. This is a support and engineering function performed alongside operations staff, not a claims adjustment function. 

• Collaborate with stakeholders. Work closely with claims adjusters, underwriters, and operations staff to understand their workflows, surface requirements, and ensure that what gets built solves the right problem. 

• Test, review, and secure. Write unit and integration tests for your own code, participate in code review, and maintain quality standards across the codebase. Apply security best practices — including mitigations for common vulnerabilities — throughout development. 

• Travel periodically. Travel periodically to field offices or industry events as needed to support operations teams or engage with stakeholders. 

What we are looking for:

Software Engineering 

• 3+ years of professional software engineering experience in a production environment. 
• Proficient in Node.js and JavaScript/TypeScript for back-end development. 
• Proficient in Vue.js, HTML, and CSS for front-end development. 
• Experience designing and building RESTful APIs and working across the full stack. 
• Able to write unit and integration tests and participate meaningfully in code review. 
• Knowledge of common security vulnerabilities (OWASP Top 10) and how to mitigate them in application code. 
• Ability to work through large bodies of technical and regulatory documentation and translate them accurately into code. 

Crop Insurance Domain Knowledge 

• 3+ years in a claims, compliance, underwriting, or product/IT role at an Approved Insurance Provider (AIP), reinsurer, or RMA-adjacent organization. 
• Experience working directly with RMA or NCIS data submission systems. 
• Personally investigated and resolved PASS errors and NCIS discrepancies in a production environment; can walk through a specific example end-to-end (transaction → root cause → fix). 
• Solid understanding of the full crop insurance cycle — from policy application and issuance through loss reporting and claim settlement — across both MPCI and private products, including the regulatory differences between them. 
• Has worked claims through at least two full reinsurance years, including end-of-year processing (EOY) and the data submission cycle to RMA. 
• Ability to read and apply FCIC/RMA regulatory materials independently — Loss Adjustment Manual (LAM), Crop Insurance Handbook (CIH), Special Provisions of Insurance (SPOI), Coverage and Rates handbooks, applicable Crop Provisions, and FAD/PM bulletins — without requiring domain hand-holding. 

We love people who want to: 

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress
• Be intellectually curious, think creatively, and pragmatic

If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar!

What will you get in return?

• Full Suite of Medical Benefits 
• Long Term Financial Incentives – STOCK! 
• 401k with 3.5% Automatic Fully Vested Employer Contributions 
• Competitive PTO + Holiday Program
• Lifestyle Spending Allowance
• Professional Development Assistance  
• Career Exploration Opportunities
• Regular company-wide social events (even virtually!)
• To learn more visit us at www.plmr.com

Diversity at Palomar

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for.

We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively.  Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them

#PalomarPride #Insurancejobs #hiring #cropinsurance

Accommodations:

Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities.

For more information about our company, visit us at www.plmr.com. Palomar is an Equal Opportunity Employer.

No phone calls or agency solicitation please

CCPA Job Applicant:

Pay Range: $60,000 - $100,000+ Bonus Potential & Participation in our Competitive Long-Term Incentive (LTI) Program.

The above pay range is for all US-based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long-term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above.