Fairmatic is on a mission to make roads safer—one fleet at a time. We’re transforming commercial auto insurance with AI and data-driven insights, offering options that reward safe driving and improve outcomes for fleets.

We are seeking an experienced Underwriter with expertise in Light Business Auto (LBA) within the commercial space in North America. This is a unique opportunity to underwrite using telematics-driven insights to inform risk selection and pricing. You’ll combine traditional underwriting expertise with data-driven analysis in a fast-paced environment. In addition to underwriting you’ll mentor junior team members, and collaborate across teams to refine underwriting strategy and improve processes

Responsibilities:

• Underwrite Light Business Auto and related commercial auto liability accounts for program acceptability, pricing adequacy, and profitability in the non-admitted marketplace. 
• Leverage telematics data and advanced analytics to support pricing, risk assessment, and portfolio decisions. 
• Review new and renewal submissions and prepare and issue quotes in accordance with underwriting guidelines. 
• Apply sound judgment in risk selection and pricing to support the development and maintenance of profitable business 
• Conduct detailed risk assessments, incorporating both traditional business and claims information as well as telematics insights. 
• Partner directly with brokers and agents via phone and email to gather insights, explain underwriting decisions, and support account growth. 
• Mentor Associate Underwriters and Underwriting Assistants, providing guidance on submission review, broker communications, and workflow best practices. 
• Collaborate with Operations, Product, and Engineering teams to integrate technology into the underwriting process and refine risk appetite. 
• Monitor account and portfolio performance, identifying emerging trends from both traditional loss data and telematics-driven insights. 
• Maintain underwriting quality, compliance, and efficiency while delivering a high level of service to brokers and partners. 

Skills and Qualifications:

• 5+ years of commercial auto underwriting experience, with a focus on Light Business Auto strongly preferred.
• Strong knowledge of underwriting principles, risk evaluation, and pricing methodologies. 
• Excited to work with technology, telematics, and data-driven underwriting tools in a dynamic, fast-paced environment. 
• Proven ability to manage broker relationships and represent underwriting decisions with confidence. 
• Experience mentoring or leading underwriting support staff. 
• Excellent communication skills with a professional presence, both on the phone and in writing. 
• Highly organized, able to manage multiple submissions and priorities effectively. 
• Familiarity with non-admitted/E&S markets; startup or insurtech experience a plus.
  
  
  

Location: Remote.