EML Payments is a global payments company, headquartered in Melbourne, Australia, and listed on the Australian Securities Exchange. We build secure, instant payment solutions that connect our clients to their customers, wherever money is in motion. Our products include banking, credit and disbursement services, earned wage access, gifts, incentives and rewards, and FX solutions. We operate in more than 25 countries, we combine the energy of a start-up with deep leadership experience

What you’ll do

The Senior Compliance Manager - Ireland is responsible for supporting the design, implementation and continuous enhancement of EML Money DAC’s local risk and compliance framework. The role holds senior accountability for financial crime compliance oversight, governance and escalation activity in Ireland, while also supporting broader regulatory compliance and risk management outcomes across the Irish business. The role plays a key leadership function in supporting the PCF-52 role locally, while also contributing to broader governance, regulatory and risk matters that support the PCF-12 and PCF-14 responsibilities in Ireland.

• Support the design, implementation and continuous enhancement of the Ireland risk and compliance framework across relevant business activities and entities.
• Provide senior second line leadership on financial crime compliance matters, including AML/CTF, sanctions and related regulatory requirements.
• Support the PCF-52 role in the operation and oversight of the local financial crime framework, including governance, monitoring, escalation, reporting and regulatory engagement.
• Lead or oversee monitoring, control reviews and thematic activity to identify, assess and track compliance risks, issues, trends and remediation actions.
• Support the development, implementation and maintenance of compliance policies, procedures and controls to meet Irish regulatory obligations and business needs.
• Coordinate and review regulatory reporting, regulatory correspondence and key compliance records to support timely, accurate and well-governed execution.
• Provide clear, practical and commercially informed advice to business stakeholders, outsourced service providers and internal partners on compliance and financial crime matters.
• Prepare and deliver high-quality management information, committee papers and other reporting for senior management and governance forums.
• Support regulatory engagements, audits, inspections, reviews and remediation activity affecting the Irish business.
• Partner with Group specialist teams and regional stakeholders to ensure local requirements are addressed appropriately within the broader Group framework.
• Escalate material risks, control weaknesses and emerging issues appropriately and support effective action planning and follow-through.
• Contribute to broader Ireland risk and compliance activity, including matters that support the effective discharge of PCF-12 and PCF-14 responsibilities..
• Support strategic initiatives, product changes and business developments by ensuring risk and compliance considerations are addressed early and effectively.

What you’ll bring

• Significant experience in compliance, financial crime or related control roles within regulated financial services, payments or fintech environments.
• Strong experience supporting or overseeing financial crime compliance frameworks in a fast-paced and evolving regulated environment.
• Good understanding of Irish and EU regulatory requirements relevant to payments businesses, with particular depth in AML/CTF and related financial crime obligations.
• The ability to engage confidently with senior stakeholders on complex compliance and financial crime matters and translate requirements into practical business solutions.
• Strong judgement, organisation and attention to detail, with the ability to identify issues, prioritise actions and maintain effective oversight of remediation and follow-through.
• Excellent written and verbal communication skills, including the ability to prepare clear reporting and engage effectively with regulators, auditors and internal stakeholders.
• Experience working effectively in a global, matrixed environment and partnering with business teams, control functions and outsourced service providers.
• A practical, proactive and outcome-focused mindset with a strong commitment to continuous improvement and sound second line oversight.
• Experience with using AI and automation, including LLMs, to enhance the efficiency of business processes.

What we offer

• 25 days' annual leave, with an additional 5 days available once your annual leave is used

• Paid birthday leave and 2 paid volunteering days a year

• Enhanced parental leave: 12 weeks for primary carers and 4 weeks for secondary carers

• Private medical insurance fully covered by EML, including GP support, specialists, diagnostics and physiotherapy, plus optical, dental and hearing allowances

• An Employee Assistance Programme with a 24/7 confidential helpline and up to 6 counselling sessions a year

• A workplace pension scheme with company contributions 5% and employee minimum 3%

• Income protection of up to 75% of salary and life insurance at 4× annual salary

• A Cycle to Work scheme (up to €1,250)

• Support with one relevant professional membership a year

About EML

EML Payments is a global leader in the fintech space. Our mission is to create awesome, instant, and secure payment solutions that connect our customers to their customers, anytime, anywhere, wherever money is in motion. Our Purpose is to inspire transformative digital change for our customers and communities. 

As an issuer and processor, we provide our clients and partners with innovative alternatives to traditional banking solutions for reloadable and non-reloadable programs.
Our commitment to Equal Employment Opportunity

Integrated into our Core Values is EML's commitment to diversity, equity and inclusion. EML is committed to being a globally inclusive company where all people are treated fairly, recognised for their individuality, promoted based on performance and empowered to reach their full potential. We are agile, we are innovative. We take a partnership approach; we tailor solutions and place a strong focus on operational excellence.  Our place is one of collaboration, teamwork & innovation. But, above all, it’s one that embraces difference. And rather than have you blend in, we want to help you unleash your full potential. 

Disclaimer
Offers are conditional on satisfactory pre-employment background screening, which may include a criminal record check. Any disclosures are assessed fairly and in line with local law.