About Mainstreet Credit Union

*This position is on-site in the Lenexa, KS office.*

Why Work for Mainstreet Credit Union?

Mainstreet Credit Union has consistently provided stability for employees and members over the span of more than 70 years. Not to mention, Mainstreet Credit Union aims to be the financial home to every member. We continue to strive for a welcoming culture, where our employees are knowledgeable, helpful, and accountable for their position within the team. To achieve this vision, we provide continued training and development opportunities, as well as a friendly environment where members and employees can feel at home. Being a not-for-profit organization, we keep business simple and real. We enjoy sharing in our community, and we always find the most effective way to serve our members and provide full pay and benefits for our employees, even through uncertain times.

In addition to our friendly and welcoming environment, we offer our employees:

• Day-time hours that provide for a healthy work-life balance
• Three weeks of PTO in the first year with a generous annual PTO carryover plan
• A wide variety of insurance options for health, dental, and vision
• 401k with company match
• Company provided life insurance and long-term disability
• Special product perks for employee

*This position is On-site in the Lenexa, KS office.*

Why Work for Mainstreet Credit Union?

Mainstreet Credit Union has consistently provided stability for employees and members over the span of more than 70 years. Not to mention, Mainstreet Credit Union aims to be the financial home to every member. We continue to strive for a welcoming culture, where our employees are knowledgeable, helpful, and accountable for their position within the team. To achieve this vision, we provide continued training and development opportunities, as well as a friendly environment where members and employees can feel at home. Being a not-for-profit organization, we keep business simple and real. We enjoy sharing in our community, and we always find the most effective way to serve our members and provide full pay and benefits for our employees, even through uncertain times.

In addition to our friendly and welcoming environment, we offer our employees:

• Day-time hours that provide for a healthy work-life balance
• Three weeks of PTO in the first year with a generous annual PTO carryover plan
• A wide variety of insurance options for health, dental, and vision
• 401k with company match
• Company provided life insurance and long-term disability
• Special product perks for employee

Position Overview

The Senior Investigator BSA/AML and Fraud role at Mainstreet Credit Union will assist in leading in the research and analysis of system generated alerts and referrals for such activity indicative of money laundering, terrorist financing and other financial crimes. The position will require you to be knowledgeable of all Bank Secrecy Act regulations including the USA Patriot Act and OFAC regulations, make sound judgment and the highest degree of confidentiality. The position must be proficient in gathering documentary evidence, searching open intelligence sources and proficient in report writing and communicating, both written and verbally. The position must present a professional image and be able to prepare Suspicious Activity Reports, Investigation Reports and make necessary recommendations of actions needed to management.

Major Responsibilities

1. Adhere to BSA/AML, OFAC, and Identity Theft policies and procedures.
2. Assist in leading in the management of alert monitoring system for BSA/AML, fraud and other financial crimes.
3. Research and file CTRs and SARs filings as required.
4. Conduct comprehensive case investigations which includes analyzing transaction information, reviewing customer data, performing open-source intelligence searches, and recommend SAR or no SAR filings to management.
5. Work cooperatively with internal and external stakeholders to obtain and analyze necessary information related to investigations.
6. Demonstrate strong investigative/analytical skills and able to formulate and clearly articulate supportable rationale behind decisions of the alert activity reviews, while complying with departmental procedures.
7. Maintain an acceptable caseload through effective time management, ensuring all cases are clearly and accurately documented for future reference and complete all required regulatory reports timely and accurately.
8. Understand regulatory requirements and ensure policies and procedures are being performed within the requirements.
9. Use independent and professional judgement when reviewing alerts in relationship to all policies and procedures to meet regulatory standards.
10. Develop a good rapport and communication with internal and external business partners.
11. Complete other duties as assigned.

Required Qualifications

• Strong knowledge and understanding of Bank Secrecy Act, USA Patriot Act/CIP laws and regulations, OFAC requirements and fraud trends.
• Bachelor’s degree in Business, Finance, Accounting, Criminal Justice or other related field is preferred, with at least five (5) years of progressive BSA/AML and fraud review experience.
• A professional certificate is a plus.
• Ability to assist in maintaining an acceptable caseload and monitoring of daily/weekly/monthly alerts.
• Strong communication skills, both written and verbal.
• Obtaining cooperation (internally and/or externally) is important to this job and ability to interact with other financial institutions and credit union members.
• Computer skills should include a strong knowledge of Microsoft Office (Word and Excel), Verafin or transaction monitoring software and knowledge of Symitar Episys is a plus.
• Professional demeanor and good judgment.
• Exhibit team building philosophy.
• Displays responsible behaviors outside of the Credit Union which represents Mainstreet Credit Union in a positive light.

Company Expectations

In the performance of their respective responsibilities, all employees are expected to perform the following:

• Predictable and reliable attendance as required to successfully perform the duties of the position.
• Foster a positive and supportive work environment conducive to the credit union’s culture initiatives by adhering to Mainstreet Credit Union’s service standards and values.
• Ability to perform job expectations in an accurate and efficient manner.
• Complete required new hire, on-the-job and additional training as indicated by management and company policy.
• Comply with all Mainstreet Credit Union policies and procedures as communicated in the Employee Handbook or elsewhere.
• Physical requirements of being able to see, talk, and hear. Frequently required to stand, sit, walk, use hands to finger, handle or feel; and reach with hands and arms.