Liberating Money

Member of Compliance, AML & Fraud Investigations

 Location: Cheyenne, Wyoming or Denver, Colorado

 Job Type: Full-Time

 Salary: $60,000 - $100,000

 Department: Compliance

 Reports To: Head of Compliance Operations

About the Role

N3XT is dedicated to maintaining the highest standards of compliance, security, and innovation.  As a Member of Compliance, AML & Fraud Investigations, you will work in a fast paced environment and play an essential role in monitoring, investigating, and reporting suspicious activity indicative of money laundering or other financial crimes.  We are looking for someone who is passionate about financial crimes and solving the puzzles of investigations, is naturally curious, and is comfortable operating in ambiguity.  You will be responsible for dispositioning transaction monitoring alerts, conducting AML investigations, and drafting and filing Suspicious Activity Reports (SARs). 

Key Responsibilities

✅    Monitor and review transactions for potential money laundering, terrorist financing, fraud, and other financial crimes.

✅    Conduct detailed investigations into suspicious transactions and customer behaviors using compliance tools and open source tools to conduct investigations.

✅    Examine transactional details, including amounts, frequency, counterparties, and geographic locations, to identify anomalies and red flags.

✅    Create, review, and submit Suspicious Activity Reports (SARs) and conduct follow-up reviews to determine if subsequent SAR filings are required.

✅    Analyzes and investigates unusual activity and transactional patterns to detect fraud schemes (ex. ACH fraud, Wire transfer fraud, Account takeovers, Email compromise).

✅    Stay updated on AML regulations, financial crime trends, and risk typologies (FATF, FinCEN, OFAC, etc.).

✅    Assist in enhancing transaction monitoring systems, including fraud rules, thresholds, and alerts.

✅    Maintain detailed investigation reports and case documentation for audits and regulatory reviews.

Requirements

🔹    Proven experience (2-4 years) in AML investigations, transaction monitoring, or fraud analysis.

🔹    Strong knowledge of AML/CFT laws, sanctions regulations, and financial crime detection methodologies.

🔹    Hands-on experience with transaction monitoring tools (e.g., Sardine, Unit21, Alloy).

🔹    Expertise in using blockchain analytics tools to disposition transaction monitoring alerts, preferably at a Bank or regulated Exchange.

🔹    Strong analytical and investigative skills to assess risks and detect suspicious activity and fraud trends.

🔹    Fundamental understanding of payments formatting, including SWIFT, Fedwire, ACH etc.

🔹    Excellent written and verbal communication skills for drafting SARs and alert/case narratives that summarize investigation results.

🔹    Ability to handle high-pressure situations and make sound compliance decisions.

Preferred Qualifications

✔    AML-related certifications (e.g., CAMS, CFE, ACAMS).

✔    Experience in fintech, banking, or payments industries.

✔    Familiarity with AI-driven fraud detection tools.

Why Join Us?

🚀    Be part of a high-impact team fighting financial crime.

💡    Work with cutting-edge compliance technology and regulatory frameworks.

🌎    Work with a diverse, global team in a hybrid-friendly environment.

💰    Competitive salary, benefits, and professional development support.

How to Apply

If you're passionate about conducting investigation and ready to make an impact, apply today!