Credit Analyst | Townsville

Passionate About Finding Solutions? We Are Too!

Join Finance One, where lending meets care and solutions come first.

At Finance One, we're anything but ordinary! As a leading non-bank lender, we pride ourselves on being a solution-based, people-focused organisation that truly cares about making credit accessible in a personalised way. 

We're not just lenders; we're passionate problem solvers, redefining the lending experience with care and understanding.

The Opportunity:

We're expanding our Credit Team! If you’re a seasoned credit professional from a bank, non-bank, vehicle finance, or unregulated lending background, we want you. 

We’re looking for Credit Analysts ready to make an impact and be part of something special.

• Do you excel in credit assessments and have a delegated lending authority?

• Have experience in consumer lending, business lending, unsecured cashflow, or low-doc loans?

• Want to join a collaborative team that celebrates success, supports growth, and has fun along the way?

Then this could be your perfect fit!

Why Finance One?

We’re a trailblazing non-bank lender providing solutions-based lending with flexibility and authenticity. We have an incredible team based in Townsville, a vibrant community with stunning beaches, outdoor activities, and a friendly atmosphere. We’re flexible with start dates, and welcome applicants from surrounding regions.

How You Will Contribute:

• Assess and Approve Loans: Use your expertise to evaluate diverse credit applications and make empowered decisions.

• Collaborate and Communicate: Work with the sales team and brokers, collaborating on applications and fostering future opportunities.

• Drive Solutions: Help customers achieve their financial goals, delivering exceptional service and building strong collaborative relationships.

• Compliance First: Ensure all decisions align with our policies and regulatory standards.

What You'll Love About Us:

We work hard, but we know how to have a good time. From dress-up days to team lunches, our culture is about teamwork, inclusivity, and genuine appreciation for one another. Perks include:

• Employee Investment Opportunities

• Access to Free and Confidential Counselling 

• Subsidised Gym Membership

• Discounted Private Health Insurance

• Ongoing Training and Development

What We're Looking For:

• Previous experience in consumer credit analysis or SME/business lending.

• Experience in regulated and/or unregulated lending (bank, non-bank, vehicle finance, unsecured loans, low-doc loans, mortgage loans etc.).

• Previously held a delegated lending authority.

• Strong attention to detail, divergent thinking, excellent communication and customer service passion.

• Solution-focused, flexible, and collaborative mindset with a drive to exceed KPIs and contribute to team success.

• Qualifications in accounting, banking, or finance are highly regarded.

Apply Today!

Ready to elevate your career in a growing non-bank lending environment? Submit your application via Seek with your CV and Cover Letter.

Start Date: We’re flexible - we want the best talent and are happy to work with you to make it happen!

Successful candidates must be ready to undergo a National Police Check and relevant industry checks.