About Rippling

Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.

Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.

Based in San Francisco, CA, Rippling has raised $1.85B from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.

We prioritise candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.

About the Role

Having been recently licensed in Australia as a regulated payments entity, we are looking for an experienced Regulatory Compliance Specialist to support and help run the Compliance and Financial Crime programs for our regulated payments entity in Australia, and provide support to the regulated payments entities in the APAC region. 

Reporting to the Head of Compliance, you’ll help operationalise our compliance framework, embed controls into day-to-day processes and support regulatory obligations across AML/CTF, sanctions, fraud risk, and broader compliance requirements. Similarly you will partner with teams within our Parent entity (Rippling Inc.) to provide oversight of outsourced compliance operations. This role will interface globally with our business teams, executive staff, regulators and industry groups, as well as outside counsel and vendors.

This role is ideal for someone who’s hands-on, detail-oriented, and comfortable partnering with Product, Operations, Risk, Legal, Finance and Engineering to make compliance practical, scalable and fit for purpose. The ideal candidate takes ownership over initiatives, has excellent analytical and communication skills, and fundamentally believes that integrity (and compliance) need not be boring.

You will also help drive the compliance culture at Rippling and embed integrity and compliance in all of our operations as our company grows. 

Key Responsibilities:

• Compliance program delivery
• • Support the implementation and ongoing operation of the compliance framework for the Australian payments entity (policies, procedures, controls, governance).
  • Maintain compliance registers and libraries (obligations, policies, procedures, control maps, issues/actions, attestations).
  • Help embed compliance requirements into operational processes, including onboarding, transaction monitoring workflows, customer communications, and exception handling.
  • Support management reporting, dashboards, metrics and presentation packs for governance forums.
  • Support the compliance frameworks of the regulated payments entities in the APAC region.

• Financial crime (AML/CTF, sanctions and fraud)
• • Support AML/CTF program components, including risk assessment updates, customer risk rating support and controls testing.
  • Assist with transaction monitoring and financial crime operations (investigations support, documentation, escalation pathways).
  • Support sanctions screening and related escalation processes (alert analysis, documentation, escalation, recordkeeping).
  • Assist with suspicious matter reporting workflows (drafting support, evidence collation, case file quality and audit trail) in line with internal procedures and regulator expectations.
  • Partner with operations teams to drive continuous improvement and reduce false positives through rule tuning recommendations and feedback loops.

• Monitoring, testing and assurance
• • Execute compliance monitoring activities and thematic reviews (document outcomes, root causes, corrective actions).
  • Support control testing (design and operating effectiveness) and evidence collection for audits, reviews and regulatory requests.
  • Track issues, incidents, breaches (where relevant) and remediation plans, including follow up on action closure and quality.

• Regulatory and governance support
• • Support regulatory obligations management (reporting calendars, evidence packs, recordkeeping, submissions support).
  • Assist in maintaining strong governance rhythms (meeting minutes, action tracking, policy reviews, approvals).
  • Support engagement readiness for regulators and external auditors, ensuring artefacts and evidence are complete, accurate and current.

• Training and advisory
• • Support compliance training content and delivery (induction, role-based training, periodic refreshers).
  • Provide day-to-day guidance to internal teams on compliance and financial crime requirements, escalating complex matters to the Head of Compliance.

What you’ll bring:

• Experience
• • 5+ years’ experience in compliance, financial crime, or risk within financial services (ideally in a payments, fintech, or banking environment).
  • Demonstrated experience operationalising compliance programs, including translating regulatory requirements into workable processes and controls.
  • Exposure to AML/CTF program elements (customer due diligence, transaction monitoring operations, sanctions screening, risk assessments, monitoring/testing).
  • Experience in identifying and mitigating compliance and financial crime risks, including monitoring key risk indicators and ensuring timely remediation.
  • Experience preparing high-quality documentation and evidence for audits, Board/Committee reporting or regulatory interactions.

• Knowledge and skills
• • Familiarity with the Australian and multinational regulatory environments relevant to payments and financial crime (AML/CTF expectations, sanctions controls, fraud risk practices).
  • Demonstrated success adapting to evolving compliance requirements.
  • Strong analytical and investigative skills with an ability to write clear notes, rationales and summaries.
  • Excellent stakeholder management with the ability to influence without authority and collaborate across functions.
  • Comfort working with data and documenting controls, procedures and evidence trails.
  • High attention to detail and an ownership mindset and able to operate effectively in a fast-moving environment.
  • Strong organisational skills, with the capability to oversee multiple compliance initiatives and ensure timely completion of regulatory requirements.

• Key attributes
• • Practical, solutions-oriented and comfortable getting into the weeds.
  • Strong judgement and escalation instincts.
  • Process-minded and able to spot gaps and improve workflows without over-complicating them.

• Qualifications (preferred)
• • Relevant qualifications in law, commerce, risk, finance or compliance.
  • Industry certifications such as ACAMS, ICA, or similar (desired but not required).

Additional Information

Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, colour, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email accomodations@rippling.com

Rippling highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office to be an essential function of the employee's role. This role is required to be in office 3 days per week in Sydney.

#li-hybrid