Wildfire Defense Insurance Services

Wildfire Defense Insurance Services (WDIS) specializes in securing coverage for wildfire-exposed commercial property accounts in California and offers solutions for properties with a Total Insured Value (TIV) of up to $100 million, depending on the industry classification.

WDIS developed and employs a proprietary rating model to evaluate wildfire risks, eliminating dependence on third-party models or vendors. Qualification for the program does not require specific fire-resistant construction, defensible space, or sprinkler systems, as each risk is assessed based on its unique characteristics.

Purpose and Scope of Position

The purpose of this position is to market, underwrite, and close new business and renewal sales.This position will report to the Vice President, Head of Commercial Lines at Wildfire Defense Insurance Services. This position does not supervise others. 

Duties and Responsibilities 

• Ability to write business as a production-based underwriter who is ambitious and proactive in closingsales while protecting the carrier’s loss ratio.
• Build and maintain effective relationships with retail brokers.
• Provide excellent service through frequent email and phone communication.
• Apply critical thinking and underwriting mindset to all accounts, alert team of trends or problems.
• Work collaboratively with multiple departments to ensure best possible outcome for all inquiries,frequent collaboration for peer review of underwriting and working closely with data scientist/wildfiremodeling team to make decisions on risks.
• Work within underwriting authority and refer business to supervisor when necessary.
• Be proactive in problem solving and account servicing•Communicate ideas for procedural or workflow improvement, provide creative insight to marketingand sales strategies.
• Provide leadership and mentorship to junior staff, have a willingness to share knowledge•Ability to work independently with minimal supervision and direction.
• At least 5 years of Underwriting, Brokering, Producer, or Insurance Sales Experience•Ability to work in a fast paced start up team environment with a desire to learn and understand ourinsurance product offerings and value proposition.
• Participation in insurance industry events, presentations to retail clients, and light travel as needed.
• Safeguard WDIS, its clients and assets, by driving compliance with applicable laws, rules andregulations, adhering to Policy, applying sound ethical judgment regarding personal behavior,conduct and business practices, and escalating, managing and reporting issues with transparency

 Basic Qualifications (i.e. education, certifications, etc…) 

• Ideal candidate holds a California P&C Agent/Broker License, and is able to obtain other licenses after hire date
• Bachelor’s Degree preferred or Property/Casualty insurance experience•Insurance industry designations are a plus
• Knowledge of Commercial Property, Surplus Lines, Underwriting

 Knowledge, Skills, Abilities, & Experience 

• Able to meet sales goals, excellent attention to detail, flexible to change
• Strong interpersonal and communication skills
• Ability to balance multiple projects and tasks
• Experience with Microsoft Word, Excel and Policy Management/Underwriting Systems 

This job description should not be construed as an exhaustive statement of duties, responsibilities or requirements, but a general description of the job. Nothing contained herein restricts WDIS rights to assign or reassign duties and responsibilities to this job at any time. 

Wildfire Defense Insurance Services, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.